Terms & Conditions

These terms and conditions govern the rights and obligations between Urban Wallet Tips s.r.o. and users of our website and services. By using our site, you agree to these terms.

We provide informational and educational services in the field of personal finance, including:

• Financial education and consulting
• Newsletters and informational materials
• Online budget management tools
• Consultations and seminars

As a user of our services, you agree to:

• Provide truthful and current information
• Not misuse our services
• Comply with all applicable laws
• Respect copyrights and intellectual property

All content on this website, including text, graphics, logos, and images, is the property of Urban Wallet Tips s.r.o. and is protected by copyright law.

Information provided on this site is for informational purposes only and does not constitute financial advice. You are responsible for your own financial decisions. We recommend consulting with a licensed financial advisor.

Urban Wallet Tips s.r.o. is not liable for:

• Damages resulting from the use of information from this site
• Losses caused by service interruptions
• Third-party content or external links
• Unauthorized access to your data

We reserve the right to change these terms at any time. We will notify you of significant changes through our website or by email.

These terms are governed by the laws of the Czech Republic. Any disputes will be resolved by the competent Czech courts.

For questions regarding these terms and conditions, please contact us at legal@urban-wallet-tips.com